Mattress and Furniture Financing in Rhode Island
Ask about mattress and furniture financing options in Rhode Island. Approval and terms depend on provider and current programs.
Easy financing on mattresses and furniture
BoxDrop Rhode Island makes it easy to take home what you need today. Our main financing program is $40 down and 0% interest for 90 days through Synchrony — subject to credit approval. Most applicants get an answer in a few minutes.
We also offer no-credit-needed lease-to-own options on most items, in case Synchrony isn't the right fit. Terms and approval depend on the provider — ask us in store or over the phone and we'll explain your options.
What you'll need to apply
A valid driver's license or state ID, a working phone number, and proof of income or active bank account. Most applications take five minutes or less and you'll know on the spot whether you're approved.
There's no obligation to buy when you apply, and approvals are typically good for a window of time — so you can shop with confidence and lock in your monthly payment.
How to get started
Call or text (401) 365-7993 and we'll walk you through the application over the phone, or come into the showroom and we'll handle it on the spot.
We're at 601 Metacom Ave, Warren, RI 02885, open Wednesday through Sunday.
Fine print
Financing approval, down payment, promotional periods, and any same-as-cash terms depend on the provider, the applicant, and the item. Subject to credit approval. Terms subject to change.
Inventory changes often. Call or text before visiting if you need a specific size, brand, style, or configuration.
Ready when you are
Want to know what's available today?
Call or text (401) 365-7993 — we'll tell you exactly what's on the floor.
Questions shoppers ask
Frequently asked questions
Do I need an appointment to shop at BoxDrop Rhode Island?+
No appointment needed during our open hours (Wednesday through Sunday), but a quick call or text to (401) 365-7993 before you come is a great idea — we'll let you know what's in stock today and can hold a piece for you.
Are the mattresses and furniture brand new?+
Yes. Everything we sell is brand new, most of it still in the factory plastic, and all carry full manufacturer warranties. We are not a used or returns store.
How much can I save versus the big stores?+
Up to 60% off typical retail on the same name brands. Because we run a small showroom with no commissioned salespeople, we keep prices honest.
Do you offer financing?+
Yes. We offer $40 down with 0% interest for 90 days through Synchrony (subject to credit approval), and no-credit-needed lease-to-own options are available on most items. Call (401) 365-7993 and we'll walk you through your options.
Can you deliver, or do I have to pick it up?+
Both. Same-day pickup is no problem if you have a truck or SUV. We also deliver throughout the East Bay, greater Providence, and the South Coast Mass area for a flat local fee.
What are your hours?+
Wednesday through Friday: 2 PM to 6 PM. Saturday and Sunday: 11 AM to 4 PM. Closed Monday and Tuesday. Holiday hours can vary — give us a call first if you're shopping around a major holiday.